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Balancing Act

Whether you spend it, save it or do a bit of both, learn how to handle your money!!!

All the money that you get as pocket money, birthday presents or from chores, is known as INCOME.

The money that you spend on CDs, computer games etc is known as EXPENSES.

It is important that your expenses aren’t more than your income.If they are, you’ll need to have a think about what you’re spending your money on and cut down!

Here’s a simple chart you can use to budget your pocket money…why not try it yourself and see how you do?

Your total income minus your total expenses = difference…you don’t want the difference to be in minus figures and it’s good to try and have a bit of money left over at the end of the month to put into your savings account!

By B.O’Dwyer (money management expert)


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